Money Vault

What it does for you

Where your money sits and where it goes, mapped across every connected account in one view.

A month-by-month funding schedule, the exact monthly transfer, what has to give to hit the date, and the first three moves this week.

• One balance view across every connected account, not one tab per bank
• Spending mapped by category without you sorting a single transaction
• The movement that broke your normal pattern this month, called out
• A read on what is actually available to spend versus already committed

How the AI does the work

AI classifies flows and surfaces the movement that broke your pattern this month.

1. 1

   Reads

   Balances and transaction flow across your connected accounts, with merchant codes cleaned up into names.

2. 2

   Decides

   It classifies each flow into a category, compares this month against your own history, and separates a normal swing from a real change.

3. 3

   Hands back

   A map of where the money went, with the outliers flagged and the arithmetic behind each total shown.